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| Ab Insurance claim reject nhi ho sakta |
Monsoon Me Insurance Claim Me Dikkat Kyu Aati Hai?
7 Reason + 100% Pass Karwane Wala Tips...
Bhai sach bolu? Insurance company claim dena nahi chahti.
Monsoon me 100 claim aate hain to 40 reject ho jate hain. Karan? Naa company batati hai, naa agent.
Aaj 7 dikkat + unka tod table me de raha hu. Post save kar lo, gaadi doobne par kaam aayega.
Rule 1: Claim Reject Hone Ki 7 Sabse Badi Dikkat
| # |
Dikkat Ka Naam |
Company Kya Bolti Hai |
Kitne % Claim Reject |
| 1 |
Hydrostatic Lock |
"Consequential Damage hai sir" |
35% |
| 2 |
No Engine Protect |
"Engine policy me cover nahi" |
25% |
| 3 |
Late Intimation |
"48 ghante baad bataya aapne" |
15% |
| 4 |
Gross Negligence |
"Jaan-bujh kar paani me ghusaya" |
10% |
| 5 |
Tampering |
"Survey se pehle khulwa diya" |
8% |
| 6 |
Wrong Declaration |
"Claim form me galat likha" |
5% |
| 7 |
No RSA Report |
"Private towing, proof nahi" |
2% |
Rule 2: Dikkat Se Bachne Ke 5 Golden Rule
| Rule |
Kya Karna Hai |
Kya Nahi Karna |
Fayda |
| Rule 1 |
Gaadi band hote hi chabi nikal lo |
1 baar bhi self mat marna |
Hydrostatic Lock se bachega ₹3L |
| Rule 2 |
4 side se video banao + number plate |
Sirf photo khich ke chhod dena |
Negligence ka ilzaam nahi lagega |
| Rule 3 |
Company RSA bulao 1800 209 8282 |
Local tow ₹500 wala mat bulana |
Tampering ka proof mil jayega |
| Rule 4 |
Insurance app se Spot Claim karo |
"Kal dekhenge" sochna |
Late intimation se bachega |
| Rule 5 |
Form me "Water Ingression" likho |
"Engine Cease/Fail" mat likhna |
Legal loophole band |
Rule 3: Kaun Sa Add-On Kitne Me Claim Bachata Hai 2026
| Add-On Name |
1 Saal Ka Price |
Ye Dikkat Khatam Karta Hai |
Agar Na Lo To Nuksan |
| Engine Protect |
₹2,500 - ₹4,500 |
Hydrostatic Lock, Oil Leak |
₹1.5 - ₹3.5 Lakh |
| Zero Depreciation |
₹5,000 - ₹12,000 |
Claim me 40% paisa katna |
₹80,000 - ₹1.2 Lakh |
| 24x7 RSA |
₹800 - ₹1,500 |
Tampering, Private Towing |
₹5,000 + Claim Reject Risk |
| Battery Protect EV |
₹5,000 - ₹9,000 |
EV Battery me paani jana |
₹4 - ₹7 Lakh |
Rule 4: Claim Form Me Kya Likhe Kya Na Likhe
| Situation |
❌ GALAT - Ye Mat Likhna |
✅ SAHI - Ye Likhna Hai |
| Gaadi Kaise Band Hui |
Engine cease ho gaya |
Vehicle stopped due to water ingression |
| Paani Kitna Tha |
Bahut paani tha |
Approx 300mm water on road |
| Start Kiya Tha? |
2-3 baar try kiya start karne ka |
Did not attempt to crank after stoppage |
| Kaha Le Gaye |
Mohalle ke garage me |
Authorized RSA towed to Service Center |
Rule 5 [Aam Aadmi Auto Team] kaa Final Suggestion - 3 Cheez Yaad Rakho
| Cheez |
Kya Hai |
Nahi Karoge To Kya Hoga |
| 1. Add-On |
Engine/Battery Protect + RSA lo |
₹3-7 Lakh jeb se jayega |
| 2. Action |
Band = Video + RSA + 24hr Claim |
Claim reject + Surveyor mana kar dega |
| 3. Word |
Form me "Water Ingression" likho |
"Engine Fail" likha = Paisa gaya |
Monsoon me claim lena hai to hoshiyar banna padega. Company ka kaam paisa bachana hai, aapka kaam paisa nikalwana hai.
Aapke sath kabhi claim reject hua hai? Kaun sa reason diya tha? Comment me batao. Dusro ka bhala hoga ๐
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